Dear Margaret M. Arraiz,

On behalf of our staff at CEOCFOinterviews, I would like to welcome you as a subscriber of our publication. We look forward to bringing you information that will provide you with an edge in business and investment decision-making through our Company Profiles, CEO, CFO and Analyst Interviews. You will have access to many new Press Releases, available only to our subscribers. It gives us great pleasure to wish you much success in the up-coming year.

Sincerely,
Walter Banks
Co-Publisher

Subscriprion Start Date: 3/26/02